When you receive a payment for an item you’ve sold on eBay, the money is usually deposited into your PayPal account right away. If you don’t have a PayPal account, you’ll need to sign up for one to receive your payments. If you see a message that says "Payment Pending" next to a payment you received, it means that the buyer has initiated a dispute, claim, or chargeback against you. This means that PayPal is holding the funds in your account until the issue is resolved. You can still see the details of the transaction in your account, but you won’t be able to spend or withdraw the money.
If you have a balance in your PayPal account, but see a pending transaction, it is likely because you have set up a payment agreement, such as a recurring payment, with a merchant. The payment agreement puts a hold on your PayPal balance until the transaction is processed.
It is clear that PayPal is a reliable and convenient platform for online payments. However, users should be aware of the potential risks associated with using PayPal. These risks include the possibility of having your account hacked, or of losing money if you are not careful when using PayPal. Overall, PayPal is a safe and easy way to send and receive payments online.